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Low Doc Home Loans


More Australians are going into business for themselves and despite the obvious advantages of being self-employed; one of the downsides is the ability to obtain finance.

Low Doc Home Loans are generally designed for self-employed people who have the difficulty of providing income. 


Low Doc Home Loans provide the ability for applicants to declare their income through the combination of the following:

  • BAS (Business Activity Statements)
  • Business Banking Statements
  • Self-Certification declaration form 
  • Accountants Completed declaration form 

With a Low Doc Home Loan, applicants are not required to verify income through:

  • Tax Returns (individual partnership/company or trust)
  • ATO assessment notices
  • BAS Statements
  • Business Banking Statements

With a Low Doc Home Loan, Interest Rates provided by the lenders are determined by:

  • How much the borrower requires as the loan amount in comparison to the purchase price 
  • How long the ABN has been registered 
  • What documents other than Tax Returns are provided to prove income level 
  • Whether the applicants have a Clean Credit File


Enquire Today!


Credit Reform Australia

Call us today on 1300-281-133