Low Doc Home Loans

More Australians are going into business for themselves and despite the obvious advantages of being self-employed; one of the downsides is the ability to obtain finance.

Low Doc Home Loans are generally designed for self-employed people who have the difficulty of providing income. 

Low Doc Home Loans provide the ability for applicants to declare their income through the combination of the following:

• BAS (Business Activity Statements)
• Business Banking Statements
• Self-Certification declaration form 
• Accountants Completed declaration form 

With a Low Doc Home Loan, applicants are not required to verify income through:

• Tax Returns (individual partnership/company or trust)
• ATO assessment notices
• BAS Statements
• Business Banking Statements

With a Low Doc Home Loan, Interest Rates provided by the lenders are determined by:

• How much the borrower requires as the loan amount in comparison to the purchase price 
• How long the ABN has been registered 
• What documents other than Tax Returns are provided to prove income level 
• Whether the applicants have a Clean Credit File

Enquire Today!

Credit Reform Australia

Call us today on 1300-281-133